Fundamental Care® offers two medical insurance options: 1) an employer-sponsored, level-funded, limited-day health plan, and 2) a voluntary, fixed-indemnity limited-medical plan. Both are structured with affordable premiums and no deductibles. The plans are high in potential coverage and include upfront, day-one benefits -- healthcare you can actually use.
The Fundamental Care programs are designed for various niche markets, including: associations, small business and their employees, non-benefited employees at enterprise-level companies, and independent contractors in the financial services industry. With the ongoing changes and disruption expected to occur within ACA, Fundamental Care provides an affordable and alternative solution to HDHPs and minimal essential coverage (MEC).
StuLo® is a package of financial wellness benefits for employers and associations. Student loan debt has been classified a "crisis" in America with over 44 million Americans owing over $1.5 trillion in debt. Coterie is working with StuLo to provide employers and associations with a relevant and meaningful package of financial wellness benefits to help their employees, members, and their dependents. StuLo is an alternative to employer-funded repayment assistance plans. They provide a turn-key approach for employers to help their employees with student loan debt, provide decision support tools and education for consumers to more fully understand and initiate a loan consolidation, income-based payment plan, or refinancing. The results can be a significant reduction in monthly payments, delay of monthly payments, or even forgiveness of some or all of the loan debt.
StuLo includes a combination of financial coaching, credit repair, and identity theft protection for all employees and is available to employers on a voluntary/low-cost basis. StuLo is available to Employers, Alumni and Trade Associations, and can be embedded with other Financial and Insurance programs. StuLo is an industry-leading financial wellness program that most importantly, will make a meaningful difference in consumers lives.